Broker Disclosure ________________________________________________________

Thank you for your business. As your Independant Insurance Broker, we purchase insurance products and services on your behalf that are available, affordable, and understandable.

Our role is to provide you with the best insruance value that combines coverage, service, and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. when any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.

Brokerage compensation is part of your insurance premium. for your benefit, we have listed below a list of our Personal Lines Insurers that we represent and have included the range of compensation each provides as a percentage of your overall premium.

This commission percentage is paid annually for both new business and renewals. Should there be an increase in the commission schedule we receive from your Insurer, or, any other material change that affects compensation arrangements, we will notify you.